News from Green Insurance Group

An Introduction from Our Managing Director, Rob Ashburn

In my role as Managing Director of Green Insurance Group, I am delighted to introduce the first edition of our newsletter.

Our newsletter will be sent to you each quarter and will include news about our group and articles aimed at keeping you informed about some of the latest developments in the insurance industry. We will also share valuable insights around risk management, offer security and safety tips, and much more including highlighting some of the success stories of clients like you who have trusted us with their insurance needs.

In this issue you can find out about our recent Brown & Brown takeover and our new office locations, as well as information on Business Interruption Insurance, Property Owners' Liability Insurance, Steps to Improving Your Company’s Cyber-Security Program, and much more.

Your peace of mind around insurance is our top priority. We are committed to helping you make informed decisions to protect your assets whether they be personal or related to your business. Getting insurance right is important so our team members are always willing to explain anything that is not clear and to offer independent advice.

In this introduction, I’d like to make you aware that we are now part of Brown & Brown Insurance Brokers (UK) Ltd. It is very much business as usual for us and from a day-to-day perspective you will see very little change as our trading names remain unaltered. This is an exciting development for us which will open new and varied markets to us which, in turn, we can offer our clients.

I’d like to take this opportunity to thank you for your business and continued support. The whole team and I are grateful that you have chosen us as your insurance broker, we do not take that privilege lightly or for granted.

Happy reading and do get in touch by clicking here if you would like to make any suggestions around what you would like to see in future editions.

Kind regards,

Rob Ashburn

Managing Director, Green Insurance Group

We Are Now Part of Brown & Brown Insurance Brokers (UK)

We would like to make you aware that we are now part of Brown & Brown Insurance Brokers (UK) Ltd. It is very much business as usual for us and from a day-to-day perspective you will see very little change as our trading names remain unaltered. This is an exciting development for us which will open new and varied markets to us which, in turn, we can offer our clients.

To find out more about Brown & Brown, click the link below...

Click here to read We Are Now Part of Brown & Brown Insurance Brokers (UK).

Martlets Hospice | "Shaun by the Sea" Art Trail #BrightonFlock

The Martlets Hospice is a local charity providing essential care to people affected by terminal illness in Brighton & Hove, and the surrounding areas. We have been supporters of this wonderful charity for a number of years and we were part of the #BrightonFlock for their "Shaun by the Sea Art" Trail this Autumn.

Click to check out our Shaun by the Sea timeline...

Click here to read Martlets Hospice | "Shaun by the Sea" Art Trail #BrightonFlock.

Clifftop Challenge for Breast Cancer Now | Sandwich

On Saturday 17th June 2023, the Clifftop Challenge completed its 8th year, raising money for Breast Cancer Now. Green Insurance Group were one of the proud sponsors for the event this year.

The Clifftop Challenge is organised by mother-of-two Chantele Rashbrook, who has been undergoing pioneering treatment for secondary metastatic breast cancer since July 2014.

Click here to read Clifftop Challenge for Breast Cancer Now | Sandwich.

Defibrillator Fundraiser | Brighton Branch

A defibrillator is a life-saving device used in emergencies to restore the normal rhythm of the heart in the event of cardiac arrest. With this device, immediate and potentially life-saving assistance can be provided to anyone experiencing a cardiac emergency near our office premises in Patcham Village, Brighton.
Our community means a lot to us so making it safer is very important. We have set up a GoFundMe page, find out more by clicking below...

Click here to read Defibrillator Fundraiser | Brighton Branch.

New Portslade Branch

Petherwicks Insurance Brokers became part of Green Insurance Group in 2023. With many years of experience, Petherwicks have a wealth of knowledge when it comes to arranging insurance for you and your business. Their existing office location has now become the Portslade branch where the team will continue to work from.

3 Gordon Mews, Gordon Close, Portslade, East Sussex, BN41 1HU

Click here to read New Portslade Branch.

New Crowborough Branch

We have an office in Crowborough which is a working hub for some of our team members, this branch does not have facilities to receive clients unless by prior appointment.

The team there can be contacted on 01424 229770 or emailed at - crowborough@greeninsurance.co.uk.

Click here to read New Crowborough Branch .

New Worthing Branch

Brown & Brown has acquired Nsure Ltd (“Nsure”), a specialist commercial Chartered insurance broker based in Worthing, West Sussex, with an expertise in insurance for the renewables industry.

The business will become part of Brown & Brown’s South East retail broker, Greens, under the leadership of Duncan Coleman. Nsure’s Managing Director Phil Bristow and his broking team will continue to operate in their Worthing office under the existing brand.

Duncan Coleman said the acquisition of Nsure brings significant expertise in the fast-growing renewables sector, as well as a highly competent and experienced team. “Phil [Bristow] has overseen the creation of an exceptional business with a great reputation for customer servicing and a strong presence along the South Coast.”

“It’s great news that they have agreed to become part of Brown & Brown, and I want to extend a warm welcome to the Nsure team; I look forward to supporting them as they embark on the next stage of their development.”

Commenting on the acquisition, Phil Bristow said: “The opportunity to become part of Brown & Brown was too good to miss. I’m confident that we will go from strength to strength during the next phase for the benefit of our people and our customers.”

Safeguard Your Business from Unexpected Disruption?

In life, unexpected situations can arise at any given moment. At times, these unexpected situations can affect your business operations which can lead to significant financial losses, should the nature of the situation be extreme.

Whether you're managing a small company or part of a major corporation, understanding business interruption insurance is vital in safeguarding your business and ensuring its ongoing success.

Click here to read Safeguard Your Business from Unexpected Disruption?.

Do You Need Property Owners' Liability Insurance?

Property Owners Liability Insurance protects landlords and property owners from claims made against them, in terms of legal liability for injury to a third party or damage to property arising from the policyholder’s ownership of the property.

Being a property owner comes with the legal responsibility of ensuring your property is well maintained and does not pose any unnecessary risks of injury or property damage to tenants, visitors, or even members of the public close to the building.

Click here to read Do You Need Property Owners' Liability Insurance?.

Preparing Your Home for Cold Weather

During the winter months, insurers typically deal with thousands of claims to repair properties damaged by bad weather, such as burst pipes, flooding, storms.

However, it is important to remember that a home insurance policy is not a maintenance contract, it is crucial to keep your property is in good condition. This not only helps to prevent damage which is but also to ensure that should the worst occur; your claim will be dealt with as smoothly as possible.

Click here to read Preparing Your Home for Cold Weather.

Avoiding the Dangers of Lithium-ion Battery Fires

After investing in a new fleet of electric vehicles or promoting their value to your staff, their safety—or rather, the safety of the lithium-ion batteries on which they run—is becoming a major concern for many businesses.

By the end of September 2022, the number of such fires had soared by almost 150% over the previous year and had continued to rise rapidly.

Increasingly, we are seeing more instances of electric cars catching fire while left on charge.

Click here to read Avoiding the Dangers of Lithium-ion Battery Fires.

5 Steps to Improving Your Company's Cyber-Security Program

Are you aware of who is responsible for cyber-security in your company?

Cyber-security can be a confusing topic in an organisation so we have made a guide of basic tips that can help you develop a stronger cyber-security program to avoid, or recover from, any cyber related issues in your company.

Click here to read 5 Steps to Improving Your Company's Cyber-Security Program.

Why Getting Your Jewellery Valued Is Important

Much of our jewellery holds sentimental value as well as financial value. If you lose, damage, or have your jewellery stolen it can be a very distressing experience.

Think about an engagement ring - the sentiment attached to it can be huge. You want your insurance policy to meet the cost of a repair or replacement but what if it doesn't?

Click here to read Why Getting Your Jewellery Valued Is Important .

WATCH: Introduction to Renovation Insurance by Clara Boyce

Are you looking to have structural work carried out on your property? Do you know if you are properly insured for the work you are looking to have done?

Green Insurance Group Renovation Insurance expert, Clara Boyce ACII, has put together an informative video that explains all. She covers renovation insurance as a whole, at what stage you will need cover, what mandatory covers you need, and more!

Click here to read WATCH: Introduction to Renovation Insurance by Clara Boyce.

Renovation Case Study: Josua Medieval Living Maldon

Our client has kindly given permission for us to share this case study. If you are interested in renting the property, follow the link for more information and availability: https://nicheservicedapartments.co.uk/united-kingdom/maldon/josua-medieval-living-maldon

About the property:

Josua Medieval Living Maldon, Silver Street, Maldon, Essex CM9 4QE
“Josua Medieval Living Maldon” is a stunning 4-bedroom Medieval holiday home nestled in the heart of Maldon, equipped with ensuite luxury, a study fit for a fifth bedroom, banquet dining, games galore, and ancient artefacts. Josua invites you to step back in time while enjoying modern comforts.

How we helped the client:

Our client had previously insured this dilapidated building on an unoccupied property policy, but in view of the extent and value of the works, together with the property being built in 1400 and grade 2*, it was agreed that a Renovation policy would be a more suitable method of insuring the property to protect the client’s interests.

Due to the age of the property along with its non-standard construction of lathe and plaster with a timber frame reflecting the listing of the property it was not a straightforward project. The project was originally anticipated to take 8 months with a budget of £350,000. As the majority of projects overrun, it is always sensible to factor in a contingency period to allow for delays that occur due to a variety of reasons; for example, uncovering historic features which result in revised plans that need to be drawn up and discussed with the Conservation Officer as well as delays with the supply of building materials, which are more common post-pandemic. As such, our client agreed to include a 4-month contingency period to allow for this.

The project was designed to restore the property to its former glory while continuing to retain its original features to comply with the constraints of a listed building, and insurers were provided with a full specification of works as part of the quotation process.

As is the case with the many of projects, a further extension was required for 2 months to allow the work to be completed. In addition, our client kept Clara informed as to increases in costs throughout the project, so the works sum insured was adjusted as the project progressed to ensure the sum was always accurate, avoiding any issues with under-insurance in the event of a claim. By the end of the project, the contract sum had increased from £350,000 to £800,000. Both this and the extension had premium implications, but our client understood that this was necessary to ensure the building was insured correctly and there wouldn’t be any issues in terms of coverage if a claim should occur.

We hope you agree that the finished project looks fantastic and worth a look if you fancy a stay in this beautiful historic property.

How Clara can help you:

We understand that arranging building works can be complicated and stressful with lots of factors involved. Clara is here to assist you and answer any questions you have. Contact her today…

E: clara.boyce@greeninsurance.co.uk
T: 01424 612423
www.linkedin.com/in/clara-boyce-acii/

What Our Clients Say About Us

At Green Insurance Group we always strive to provide excellent customer service.

Over many years we have built trust with our clients by offering friendly, professional insurance advice. We make the experience of dealing with insurance as positive and stress-free as we can.

Our verified customers have given us an overall rating of 4.7/5 stars, as of January 2024.

But don't just take our word for it - We track our clients' satisfaction by asking them to provide customer feedback reviews via Feefo.

Click here to read What Our Clients Say About Us.

Introducing 'Treefo' by Feefo

We know you care about doing good for the planet. How about supporting your favourite businesses alongside giving the world a helping hand?

We’re excited to be using Feefo, the world’s largest verified reviews provider, to fund tree-planting projects in return for the honest feedback you leave us.

Feefo has partnered with Ecologi to source its tree-planting projects and deliver Treefo. They, in turn, work hand-in-hand with genuine project providers who are engaging with local communities to restore landscapes on a massive scale. Rest assured that any sustainability initiative we commit to has the greatest chance of a positive impact and that seeds are nurtured into full-grown trees. Start helping the planet today with each review you leave.

Click here to read Introducing 'Treefo' by Feefo.

Introducing 'Treefo' by Feefo

Click here to read Introducing 'Treefo' by Feefo.